What’s the Best Home Loan for You?

There are many different kinds of home loans, each with its own features and advantages. This section describes some of the major types.

Depending on your credit history, your income, how much you need to borrow, and what you plan to use the money for, you may find that you qualify for all of them or only a few of them. Chances are that whatever your circumstances, the experts at Group One Mortgage can help you find the financing you need.

Why talk to a mortgage expert?

The information you’ll find on our website – or anyone else’s website (or brochure or newspaper ad or billboard) – is based on averages. There’s no other way to report it.

But your situation is unique, and your mortgage should be, too. Call Claudine at Group One Mortgage now at 561-745-1205 for a thorough analysis of your circumstances and our recommendations for which home loans will work best for you.

Types of Home Mortgage Loan

Loan Type

Loan Description

Fixed Rate Refinance

Refinancing to a fixed-rate mortgage is a good idea if interest rates are significantly lower now…

Adjustable Rate Refinance

ARMs are attractive to some homeowners because they traditionally have a lower initial interest rate than fixed-rate loans.

FHA Refinance

The Federal Housing Administration offers a number of federally insured mortgage programs to American citizens wanting to purchase or refinance a home.

Cash Out Refinance

Cash-out refinance mortgages involve getting a new, larger mortgage to get extra cash to pay off debt…

No Closing Cost Refinance

No-Closing Cost Refinance loans usually require the borrower to pay less in upfront fees relative to the other refinancing options

DU Refi Plus™

DU Refi Plus™ was designed to reignite the mortgage industry by simplifying the refinance process for millions of Americans

Home Mortgage Loans

Loan Type

Loan Description

Fixed Rate Mortgage

A fixed-rate mortgage is a loan in which the interest rate on the note remains constant throughout the life of the loan…

FHA Mortgage Loans

FHA Mortgage programs are great options for those borrowers who can’t meet some of the strict lending criteria of conventional loans…

Jumbo Mortgage Loans

Cash-out refinance mortgages involve getting a new, larger mortgage to get extra cash to pay off debt…

Adjustable Rate Mortgage

An adjustable rate mortgage (ARM) has an interest rate that is fixed for the first several years of the loan…

*Information courtesy of Kim Davis and Claudine Porikos, Group One Mortgage, Jupiter Florida

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

The Medalist in Hobe Sound – Golf Perfection

The Medalist in Hobe Sound – Golf Perfection

It just doesn’t get any better that The Medalist if you want to play golf. Surrounded by over 870 acres of pristine Florida natural preserve and the home of Greg Norman’s signature golf course.

The Medalist is located in Hobe Sound between Jupiter and Stuart Florida. Easy access to Jupiter Island and the beaches and also a quick ride to I-95 and points South or North.

New homes are available from quality builder Zuckerman Homes as well as a number of fine pre-owned homes in the estates or the Medalist Village. All homes at The Medalist Country Club Estates & Spa in Hobe Sound include access to the incomparable Medalist Village consisting of a world-class spa facility, a unique Par 3 golf course designed by Greg Norman, classic Har-Tru tennis courts, and a distinctive Aussie Pub that serves as the social center of the Medalist Village.

The Medalist may only have 87 homes in its gated community but this is nothing short of a sprawling neighborhood of captivating Florida landscaping. Each home has anywhere from one-quarter acres to over half an acre of land to itself. Each home has ample square footage, you may never want to leave home! The surrounding area of Hobe Sound is abundant in its historical background, beauty and entertainment for all ages.

Please contact us for a list of amenities as well as currently available homes at the Medalist.

Homes for Sale in the Medalist, Hobes Sound, Florida

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

The Medalist in Hobe Sound – Golf Perfection

Hobe Sound Florida Real Estate presented by:
the Gabe Sanders real estate team

Stuart Home on 2 Acres with Workshop– Price Reduced

Stuart Home on 2 Acres with Workshop– Price Reduced

 5689 SE Ault Ave

3, possible 4 bedroom, 2 bath, ranch home on 2 acres zoned for agriculture use to keep your taxes low.  Solar hot water heater to keep utility bills low also. This unique and secluded property sits at end of a private driveway with a lake that surrounds two sides of the property. Along with the spacious home and land is a detached air-conditioned workshop/garage and an air-conditioned kennel.  A professional vegetable garden is set up with underground sprinklers. Lots of room for whatever you may need for a home-based business or for raising and taking care of animals. Horses permitted. A tranquil setting but still in the heart of Stuart, only minutes to schools, shopping, restaurants and the beaches of Martin County. Many, many extras. Now reduced to $250,000

Search for All Stuart Florida Real Estate

Stuart Home on 2 Acres with Workshop– Price Reduced

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Stuart Florida Real Estate is presented by:
the Gabe Sanders real estate team

Sunset Trace Town Home in Palm City – SOLD!

Sunset Trace Town Home in Palm City – SOLD!

3076 SW Sunset Trace Circle

Affordable Palm City townhome in a family and pet-friendly community.  Close to ‘A’ rated schools, shopping, and restaurants.  Just seconds from the Florida Turnpike and easy access to Martin County beaches and waterways. Beautifully maintained grounds with 2 community pools, tennis, basketball and racquetball courts.  Manned security gate for added peace of mind.  2 Br, 21/2 BA with large living area and kitchen with adjacent dining room.  The Master bath has dual vanities.  Laundry facilities in unit. Very nicely maintained and in excellent condition.  Excellent and affordable opportunity for a small family or those wishing to take advantage of affordable living in a wonderful Palm City community.  This is a short sale offered at $65,000

Search for all Sunset Trace Homes for Sale in Palm City, FL Real Estate

Sunset Trace Town Home in Palm City – SOLD!

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Palm City Florida Real Estate presented by:
the Gabe Sanders real estate team

Cypress Lake Pool Home in Palm City – SOLD!

Cypress Lake Pool Home in Palm City – SOLD!

1567 SW Shady Lake Terrace

Totally updated DiVosta Capri III in Cypress Lake.  This immaculate screened pool home with sweeping lake views is now available for sale.  Spacious and convenient open floor plan with living, family and dining areas. Featuring an updated kitchen with Corian counters, 42″ cabinets and newer appliances still under warranty.  Large master suite with ample closets and dual vanities in the master bath.  New 18.5 SEER high-efficiency AC. Large covered patio leading to a private screened lakefront pool. Low HOA fees, pet-friendly and all ages welcome.  Close to Martin County ‘A’ rated schools, shopping, library and the turnpike.  Only minutes to boating and the beaches.  Florida living at its finest in this small friendly community.  Offered at $199,000.

Search for all Cypress Lake Homes for Sale – Palm City, FL Real Estate
Cypress Lake Pool Home in Palm City – SOLD!

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Palm City Florida Real Estate presented by:
the Gabe Sanders real estate team

Bay Tree on Hutchinson Island, Jensen Beach, Florida

Bay Tree on Hutchinson Island, Jensen Beach, Florida

Directly across from the beautiful beaches of the Atlantic Ocean, Bay Tree is a wonderful gated community that is made up of 32 homes on Hutchinson Island in Jensen Beach. These newer homes are statuesque and spacious. Bay Tree is in a calm area of Jensen Beach but not too far away from all the excitement of the city or the rest of what the Treasure Coast has to offer. Orlando is only 2 hours away; while West Palm Beach is only 45 minutes away. The beaches have beautiful crystal blue water and soft sand. Enjoy all the advantages of Florida living in this wonderful friendly community!

Search Here for Bay Tree Homes for Sale

Bay Tree on Hutchinson Island, Jensen Beach, Florida

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Jensen Beach Florida Real Estate presented by:
the Gabe Sanders real estate team

Windemere Pool Home for Sale in Jensen Beach – Just Listed


Windemere Pool Home for Sale in Jensen Beach – Just Listed

Beautifully updated custom Pulte-built home in a prime Jensen Beach location. Featuring a spacious open plan with 3 Bedrooms and 2 Baths, and a large 2-car garage on a small cul-de-sac street. There’s a large fenced backyard with a pool and covered patio that’s perfect for entertaining or play. A chef’s kitchen that features granite countertops and stainless steel appliances.  High ceilings and lots of light from ample windows. Just off the backyard is a small lake that you can enjoy for bird watching or fishing, or take your canoe out for a paddle.  This excellent community boasts an ‘A’ rated school system with both the elementary and high schools only a short bike ride away.    Close to restaurants, shopping, and beaches. Come and see this great home!

Windemere Pool Home for Sale in Jensen Beach – Just Listed

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Jensen Beach Florida Real Estate presented by
the Gabe Sanders real estate team

Market Report: Stuart, Florida Real Estate Snapshot for Zip Code 34996, Residential Sales for November 2010

Market Report: Stuart, Florida Real Estate Snapshot for
Zip Code 34996, Residential Sales for November 2010

For November 2010 in the 34996 Zip Code area of Stuart, Florida :

There are currently 210 active listings

29 Residential sales are pending and awaiting close or lender approval.

5 Homes Sold in November

Stuart, FL Real Estate

Rental Properties

Condominium Properties

Vacant Land Properties

Commercial Properties

Residential Properties

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Market Report: Stuart Point, Florida Real Estate Snapshot for Zip Code 34996, Residential Sales for November 2010

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Stuart Florida Real Estate
presented by

the Gabe Sanders real estate team

Market Report: Stuart, Florida Real Estate Snapshot for Zip Code 34994, Residential Sales for November 2010

Market Report: Stuart, Florida Real Estate Snapshot for
Zip Code 34994, Residential Sales for November 2010

For November 2010 in the 34997 Zip Code area of Stuart, Florida :

There are currently 119 active listings

39 Residential sales are pending and awaiting close or lender approval.

Only 2 Homes Sold in November

Search here for Stuart Florida Real Estate for Sale.

Market Report: Stuart Point, Florida Real Estate Snapshot for Zip Code 34994, Residential Sales for November 2010.

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Stuart Florida Real Estate
presented by

the Gabe Sanders real estate team

Market Report: Stuart, Florida Real Estate Snapshot for Zip Code 34997, Residential Sales for November 2010

Market Report: Stuart, Florida Real Estate Snapshot for
Zip Code 34997, Residential Sales for November 2010

For November 2010 in the 34997 Zip Code area of Stuart, Florida :

There are currently 423 active listings

130 Residential sales are pending and awaiting close or lender approval.

20 Homes Sold

Search here for Stuart Florida Real Estate for Sale.

Market Report: Stuart Point, Florida Real Estate Snapshot for Zip Code 34997, Residential Sales for November 2010

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For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Stuart Florida Real Estate
presented by

the Gabe Sanders real estate team

Market Report: Palm City, Florida Condo Sales Snapshot for November 2010 Zip Code 34990

Market Report: Palm City, Florida Condo Sales Snapshot for November 2010 Zip Code 34990

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For November 2010: 6 Condos sold in Palm City, Florida Zip Code 34990There are currently 78 active listings.

5 Condo sales are pending and awaiting close.

 

Palm City, FL Real Estate

Rental Properties

Residential Properties

Condominium Properties

Vacant Land Properties

Commercial Properties

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Market Report: Palm City, Florida Condo Sales Snapshot for November 2010 Zip Code 34990

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For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Palm City Florida Real Estate
presented by the Gabe Sanders real estate team

Market Report: Palm City Florida Residential Snapshot for November 2010

Market Report: Palm City Florida Residential Snapshot for November 2010 – Zip Code 34990

For November 2010: 40 residential homes sold in Palm City, Florida Zip Code 34990
.
There are currently 608 active listings.

121 home sales are pending and awaiting close.

Search here for Palm City Florida Real Estate for Sale

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Market Report: Palm City Florida Residential Snapshot for November 2010 – Zip Code 34990

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For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

 

Palm City Florida Real Estate
presented by the Gabe Sanders real estate team

Condominium Market Report for November 2010 in Martin County, Florida

Condominium Market Report for November 2010 in Martin County, Florida

There was quite an unexpected increase in sales volume for November in the Martin County condo market.  Sales, as well as median and average prices, were up. This is a definite positive trend.  Hopefully, this trend will continue into 2011.  Inventory was up slightly, there is quite a bit of inventory that might become available if the positive results continue.

Condominium Market Report for November 2010 in Martin County, Florida

the Gabe Sanders real estate team

Residential Homes, Condos and Land
Waterfront and Golf Course Communities in Martin and Saint Lucie Counties

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Residential Market Report for November 2010 in Martin County, Florida

Residential Market Report for November 2010 in Martin County, Florida.

The residential sales report for November showed an increase in the weakness of the real estate market.  Much of this is seasonal, as can be compared to past years’ fluctuations.  Average sales prices have continued their slide, but much of this is due to lower-priced inventory (smaller and older homes) sales and distressed property sales.

Interest rates have started to increase and this may result in at least a short-term increase in home sales, but more negative pressure on prices.

Data compiled from the Realtor Association of Martin County

Residential Market Report for November 2010 in Martin County, Florida

the Gabe Sanders real estate team

Residential Homes, Condos and Land
Waterfront and Golf Course Communities in Martin and Saint Lucie Counties

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Market Report: Jensen Beach, Florida Condo Real Estate Sales

Market Report: Jensen Beach, Florida Real Estate Sales
Zip Code 34957, Condo Sales for November 2010

  For November 2010: 3 Condo properties sold in Jensen Beach, Florida Zip Code 34957

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There are currently 65 active listings.

24 Condo sales are pending and awaiting close.

Market Report: Jensen Beach, Florida Residential Real Estate Sales

Market Report: Jensen Beach, Florida Real Estate Sales
Zip Code 34957, Residential Sales for November 2010

 

For November, 2010: 16 Residential properties sold in Jensen Beach, Florida Zip Code 34957
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There are currently 183 active listings.

51 Residential sales are pending and awaiting close.

Search here for Jensen Beach Florida Real Estate for Sale

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Market Report: Jensen Beach, Florida Real Estate Sales
Zip Code 34957, Residential Sales for November 2010

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For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

 

Jensen Beach Florida Real Estate
presented by the Gabe Sanders real estate team

Hammock Creek Homes for Sale in Palm City – Open House December 19

Hammock Creek Pool Home for Sale – Palm City Florida Real Estate Open House
Dec 19, 1 p.m. to 4 p.m.

We invite everyone with an interest to view this lovely pool home in the Sanctuary at Hammock Creek in Palm City, Florida on November 21, from 1 p.m. to 4 p.m.

2554 SW Mayacoo Way
Palm City, FL 34990

Beautifully upgraded 5BR, 3BA, 3 Car Garage, pool home on a private lot in a highly desirable Palm City location. An 8-foot entry door that leads into a spacious, open floor plan. Beautiful tile floors throughout, crown molding and decorative chair railings. Chef’s dream kitchen with ample counter space, top-of-the-line appliances, storage, 3 pantries, recessed lighting, and 42″ cabinets with beautiful granite countertops! The family room off the kitchen has surround sound and sliding glass doors that lead out to a landscaped tropical oasis. The covered lanai provides shade as the custom pool with a glass block waterfall warms in the afternoons! A New Solar water heater and 2 new high-efficiency AC’s keep electric bills low. Transfer Switch included.

Search for All Hammock Creek Homes for Sale in Palm City Florida

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Hammock Creek Pool Home for Sale – Palm City Florida Real Estate Open House

Palm City Real Estate presented by
the Gabe Sanders real estate team

Sewalls Point Wide Waterfront Home – SOLD!

Sewalls Point Wide Waterfront Home – SOLD!

48 South Sewalls Point has been sold to a very happy family by the Gabe Sanders real estate team.  This completely re-built home in prestigious South Sewalls Point was offered for $1,699,999.   Enjoying sweeping views of the Intracoastal with everything top of the line, no expense spared wide waterfront pool home on over 1 acre of land with white sandy beach. Impact glass windows, marble floors, stainless steel, quality appliances, a home theater, towering volume ceilings, gourmet kitchen. Attached guest quarters with its own kitchen.  Private dock included.

Search for all Sewalls Point Homes for Sale – Sewalls Point, FL Real Estate

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

Sewalls Point Wide Waterfront Home – SOLD!

 

Sewalls Point Florida Real Estate presented by
the Gabe Sanders real estate team

Market Report: Sewalls Point, Florida Real Estate Sales

Market Report: Sewalls Point, Florida Real Estate Sales
Zip Code 34996, Residential Sales for November 2010


For November, 2010: Only 1 Residential property (foreclosure) sold in Sewalls Point, Florida Zip Code 34996
.
There are currently 48 active listings.

12 Residential sales are pending and awaiting close or lender approval..

 

Search here for Sewalls Point Florida Real Estate for Sale

Search the Martin County MLS
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Market Report: Sewalls Point, Florida Real Estate Sales
Zip Code 34996, Residential Sales for November 2010

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Sewalls Point Florida Real Estate
presented by the Gabe Sanders real estate team

Meadow Run at Fox Grove 5 Acre Cleared Lot – Just Listed

Meadow Run at Fox Grove
5 Acre Cleared Lot – Just Listed

Meadow Run at Fox Grove is an upscale gated community of 5-acre lots in Palm City.  Easy access to I-95 and the Turnpike and only minutes from shopping, beaches, ‘A’ rated school system of Martin County, beaches and the numerous waterways of Florida’s Treasure Coast.  Be among the first to build your dream home on 5 cleared and pristine acres.  If you desire, horses are permitted.  A 3,300 sq. ft. minimum home is required in Meadow Run.  Owner financing is available.

Meadow Run at Fox Grove
5 Acre Cleared Lot – Just Listed

For more information, visit our website or call us at (772) 888-2885.
Our market reports are here!

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Palm City Florida Real Estate presented by
the Gabe Sanders real estate team
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