Fall into a New Home

11.16.16 by

Fall into a New Home

Fall

As we say goodbye to the season of summer, traditionally a time of sun and fun, we also welcome the autumn months; traditionally a time when people choose to make major decisions and changes in their lives.

During these pivotal months, you may be considering a major life move, most literally. In other words, you might be seriously contemplating the purchase of a new home.

Before you make the big move this fall, ask yourself a few important questions first:

1. Are you more restless or resolved? Some people simply grow tired of homes that are still very livable and in great condition. In this case, you might opt to remodel or in some way enhance your homestead, as opposed to selling the house outright and investing in a new residence. If on the other hand you are resolved to making a major change in your life and scene, then it may be time to buy a new home.

2. Are you still living under the influence of summer fever? When some people escape for a long, revitalizing summer vacation, they may become enamored of their vacation spot; so much so that they suddenly develop a burning desire to move to Paradise. What they need to realize, though, is that Paradise may seem just a bit less heavenly if you have to work and pay bills there—like you do back home, and in the context of your everyday life. Depending on how much it costs to reside at your dream locale, as well as the educational and occupational opportunities available there, it might not be worth it to move to Paradise. If on the other hand you truly feel that your vacation spot might also make an ideal new home, then you may wish to check out the real estate market in that area.

3. Are you ready for a major move? If you do choose to relocate to a new home this fall, you will have to find a new job or educational institution, new recreational and cultural opportunities, a new doctor and dentist, and new friends. You will have to endure the stresses of moving and establish new roots in your fresh purchased home place. Ah, but perhaps you are ready for a change and up for the challenge. If so, then fall into fall; and, if you choose, into the home of your dreams.

If you’re ready, give me a call.

Love your new Home, Love your new Hometown

07.27.16 by

Love your new Home, Love your new Hometown

Mulligan's Restaurant in Downtown Stuart

When you consider the purchase of a new home, it stands to reason that you will inspect this house from floor to ceiling, from the vantage points of its interior and exterior. By the time you make this house your own, you will know it from the inside out; its features and amenities, its strengths and weaknesses, its beauty and flaws. Yet while you may feel familiar, comfortable, and—well—at home in your new residence, you still need to ask yourself one important question: While you know your home, do you know your hometown?

Now by hometown we’re not referencing the place where you were born and raised, but the new community in which you will live once you claim residence in your new home.

In fact, at the same time that you tour your new house, you also should tour the city and county in which it is located. And as you take a good look around, ask yourself the following, very important questions:

1. Is your home located in direct proximity to the place you work? Your office should be located either in or at some point around your new community of residence, unless you favor a lengthy commute.

2. Is your new community safe? Before you move there, check the crime rates and ensure the presence of a strong police force and active neighborhood watch programs.

3. Does the community boast a strong school system? If you have children or are expecting to have them sometime in the near future, then you will want to ensure that your new community offers a strong and productive school system.

4. Does the community offer strong cultural and recreational scenes? Regardless of your personal tastes and interests, you should ensure that your new hometown will keep you good and busy—fulfilling your need for art and culture, sport and recreation. Do you favor art museums or ballparks? Libraries and bookstores or ballrooms and performing arts theaters? You shouldn’t have to drive too far to have a truly wonderful cultural or recreational experience.

5. Explore the community’s wide open spaces. Your new hometown should come complete with a vast variety of environmental meccas, including parks, nature trails, gardens and arboretums.

6. Does your new hometown feel like home? As you drive through this community, do you feel as if you truly belong here? If so, then what are you waiting for? Welcome home!

For those searching for that perfect community, there are a wealth of resources that can help you.  Ask me, and I’ll give you some hints.

The Lyric Theatre in Downtown Stuart

 

Calculations before Committing to a New Home in Palm City

06.22.15 by

Calculations before Committing to a New Home in Palm City

  Palm City Waterfront

You want your approach to finding a new home in Palm City to be at least somewhat hard-headed and businesslike. The financial stakes are certainly major, and to some extent, much of what your future lifestyle will be like will depend on making a good choice.

This is not to totally discount the emotional component that’s inevitably part of finding your new Palm City home. You do want your family to feel good about the final choice—you’ll be moving to the dwelling that will become everybody’s center of operations.

So if your repeat visit begins to convince you that this really is the place you’ve been hoping to find, it’s the appropriate time to take a step back to do your most hard-headed, businesslike projection. This is beyond the back-of-the-envelope kind of calculation (the one that originally guided the price range you gave to your Realtor). This is time to take everything into account to see how well this new Martin County home truly fits—on a number of counts.

A new home’s true affordability begins with the banker’s basic price formula—purchase price, mortgage, insurance and taxes. You should also contemplate the cost of having the property inspected and the closing costs (your Realtor® can give you a close estimate). But that’s not the whole picture—a new home’s true affordability also incorporates the difference between your family’s current expense profile and any factors that will change it.

For instance, if the square footage of the new home greater, you can expect that simple maintenance costs will rise proportionately (unless the new home’s condition is a good deal better than your current one). Utility costs may rise, too, if the living space is greater—unless more efficient systems are in place.

If the location will necessitate a change in driving distance or other transportation expenses, they should be taken into account. Does the new place have a significantly larger lawn or other landscaping features? If you have a green thumb and enjoy getting that kind of outdoor exercise (IOW, mowing), that won’t have much effect. If not, you’d better factor in a gardener’s bill.

There is one other element that’s easy to overlook, but accounting for it can eliminate the possibility that the whole move results in an unexpectedly depleted bank balance. Most people who are moving into a terrific new home forget to fully account for the few changes they’ll need to make before the place is perfectly suited their family. These could be minor, like changing out a light fixture that doesn’t fit the dining room table. Or they could be major, like addressing wholesale décor clashes that call for choosing between repainting the walls—or reupholstering— or even purchasing new furniture!

Helping you make sure your new Martin County home is a comfortable match for your family’s needs is a large part of the service I provide my buyers. If you are ready to take a look at the latest crop of Palm City new home offerings, I’ll be standing by for your call!

Calculations before Committing to a New Home in Palm City

3 Ways Buying a Jensen Beach House is Unlike Any Other Purchase

05.15.15 by

3 Ways Buying a Jensen Beach House is Unlike Any Other Purchase

 Jensen-Beach-Florida-Homes[1]

As most Jensen Beach homeowners would agree, buying a house is dissimilar from any other kind of shopping—and that’s not just because of the price tag.

When you set out to shop for most everyday items, you usually pick which store you’ll visit first, then survey what they have to offer. If the goods aren’t what you had in mind—or the price seems too high—you hit the next store. We do this without a second thought.

For more important purchases, you’re apt to do some research first. You might search on the web or read magazine reviews to see which brands have the features you want. You may check out customer comments, paying more attention to the ones which sound reliable. You compare prices and delivery specifications, then buy online or find the nearest Jensen Beach store. When you have the time, this kind of spadework pays off in the quality and value gained.

Buying a Jensen Beach house differs considerably. If you have any doubts about that, it’s easy to verify. Just compare the process of buying a house with how you approach any other major purchase. Think about buying a new car…

Representation. When you’re in the market for a new auto, unless your brand loyalty is unshakeable, you’re likely to visit several car dealers, check out prices and features, take a test drive (or many test drives—given today’s prices, that’s not a bad idea!); then sit down and talk turkey with the showroom salesman. If you’re a seasoned buyer, you’ll probably wind up having it out with the sales manager before the deal’s done.

When you’re buying a car—even a Rolls-Royce, which costs more than some houses—no one brings along their agent. When buying a house, you should!

It’s true that some buyers consider letting the seller’s agent put together the deal, but that’s bound to be a huge mistake. That agent is employed to represent the interests of the seller. As buyer, your interests are hardly the same. If someone were suing you, you’d never consider hiring their lawyer to represent you—but when one agent is in charge of the whole process, that’s what happens. It doesn’t make much sense, especially since having your own agent costs you no more (both agents’ commissions are paid from the seller’s proceeds).

Inspection. When you buy a new car, if you insisted on having your mechanic check out the engine, the dealer would wonder what part of “new” you fail to understand. He would think you’d lost your mind. Yet buying a house without providing for your own thorough inspection would be a very risky move. Although skipping the inspection might save a little money, Jensen Beach home buyers expose themselves to an array of future problems when they do so.

Pre-Approval. It’s awkward to go about financing a new car before you know what you want, which is part of the reason dealers have a financing department. When you’re buying a house, the opposite is true. Since some people have an unrealistic idea of their total financial picture (and an incomplete understanding of lending practices), it makes any buyer stronger to appear with pre-approval in hand. Sellers know you’re for real!

If buying a house in Jensen Beach is on your agenda, having me in your corner will help make it one “shopping expedition” that’s both a pleasure and a success. I hope you’ll call me!

Search here for Jensen beach Homes for Sale

When Buying a Palm City Home, Adopt an Atypical Price Range

05.04.15 by

 When Buying a Palm City Home, Adopt an Atypical Price Range

Palm City Home

 At some point while weighing the pros and cons of buying a new home in Palm City, you begin to mentally fix on a price range. If you are able to depend on a family income that’s fairly predictable, the issue is simplified. If not (small business owners, entrepreneurs, and many sales professionals frequently find themselves in this category), finding an appropriate price range takes careful deliberation.

Sometimes the issue can be decided for you. In most cases, buying a home will involve a mortgage, so lenders get to weigh in. Since it’s a good idea to seek preapproval from a local Martin County mortgage lender early on, you can let their professional opinion help with the price range.

Let’s say the Martins have been preapproved for a $260,000 home loan. They have $20,000 set aside for a down payment, and are certain to clear another $20,000 once they sell their current home and retire its mortgage (it’s in very good shape in a nice neighborhood, but just too small for their growing family). So it’s good news: they can buy a $300,000 home!

It’s at this point in buying a home that the Martins can also decide to make a decidedly atypical decision. That decision would be to pick a number below their peak eligibility as the top figure in “their” price range, and to shop accordingly. Most folks don’t wind up doing that.

Maxing out your budget and purchasing the most expensive home you can afford is undeniably appealing. The math might tell you that you can afford the monthly mortgage payment, even if buying your new Palm City home puts you at the top of your price range. It can mean you get the space and features you’ve always dreamed of. However, there are some sound reasons why buying a home at the top of your price range might not be your best choice—

  1. Additional Expenses

That mortgage amount alone does not take into account the other expenses and financial obligations that come with being a homeowner. Homeowners’ insurance and neighborhood association fees can add to your regular monthly expense, as will property taxes—a considerable figure. If you are moving to a larger property, any maintenance and utility expenses that you’ve grown accustomed to might be greater. If you plan on buying the most expensive home you can, those extra bills might be budget-busters.

  1. Room to Renovate

Even if you’re buying your dream home, chances are very good that you’ll want to make a few changes to the new place. From fresh coats of paint to changes of carpets, appliances, or countertops, changes are a normal phenomenon after buying a home. Even if you’re pleased with the existing aesthetics, you might need additional furniture if the move is into a bigger space. Purchasing at the top of your price range can limit your ability to make needed changes.

  1. Emergency Fund Savings

An emergency fund is a stress-relieving must for homeowners. When the refrigerator fails, the furnace needs to be replaced, or a busted pipe floods the bathroom, you’ll be relieved to have the extra cash. Even true do-it-yourselfers need to call for professional help occasionally. When you purchase a more affordable home, you’ll have extra cash to set aside for emergencies.

One of the greatest benefits of buying a home in Palm City is the sense of stability and security it brings. Working with a group of experienced professionals is the surest way to achieve your home buying goals…as well as a sound reason to give me a call!

Is Buying New the Best Choice for Your Stuart FL Home?

04.10.15 by

Is Buying New the Best Choice for Your Stuart FL Home?

When it comes to buying a home in Martin County FL, almost the first thing most of us do is to check the online listings to see what’s out there that catches our eye. That quick first look will usually reflect some preferences most of us don’t even bother to think about (that is, until we’re buying a home).

home buying

Sometimes they stem from our earliest childhood memories—the impressions that shape what ‘home’ should look like. Sometimes, those preferences have developed over time as an expression of our personal style. One preference can be a real trouble-maker if a couple discovers that their outlooks don’t match. It’s the one about which kind of home is more appealing: a brand new one (actually, the National Association of Home Builders defines a “new” home as one less than four years old) or an older, established home.

People who automatically tilt toward new homes can be following straightforward reasoning that goes without question. They don’t shop for used clothing; they know when they need another automobile they’re only interested in the newest model—so why in the world would they be drawn to a home that’s a hand-me-down?

People on the other side of the preference divide find new constructions lacking in the warmth and history an older home embodies. Out in the yard, they see fresh cement walkways and new plantings as pale imitations of the majesty of the grand, mature landscaping found in well-established neighborhoods.

However, I’ve often found that when my clients are buying a home in Martin County FL, their new vs. established home leaning will sometimes disappear in the face of some immediate practical advantages. A few points:

More than 70% of single-family homes were built prior to 1990, according to Realty Trac. The result is more than twice the variety from which to choose.

Older, established properties are synonymous with close-knit communities where residents know one another and their children. And often, in some locations, the older neighborhoods are in the most desirable locations.  Buying a home in such a neighborhood can mean great support, community and location.

New developments can create a fresh gathering spot for families who are all starting out together. The opportunity to build new institutions shaped to modern preferences can mean the establishment of a host of lasting friendships, in some cases bolstered by shared community recreational facilities.

Older homes can have larger lot sizes owing to lower land prices in the past. Then there are those shade trees that have been growing for generations…

Most new homes have been designed to accommodate our modern addiction to acquiring stuff. If a walk-in closet in a must, an older home is less likely to fill the bill.

Older homes are generally more expensive to maintain. According to the American Housing Survey, 26% of owners of older homes spent more than $100 a month on upkeep—while just 11% of the owners of new homes spent as much. In fact, 73% of the new home owners spend less than $25 a month for maintenance.

Ultimately the decision to buy an old or new home will come down to a combination of personal taste (“I don’t care: I love this home!”) and/or requirements (“I can’t live without _________”).

The takeaway: if you are planning on buying a Stuart home, don’t automatically eliminate all the new ones or all the older ones. Give me a call: let’s take a look!

Is Buying New the Best Choice for Your Stuart FL Home?

Buying A Treasure Coast Florida Home – Get Serious and Do It Right !

08.14.10 by
Buying A Treasure Coast Florida Home – Get Serious and Do It Right !


Want to see homes on the Treasure Coast of Florida that are exactly what you can afford?  Want the best possible terms for your mortgage?  Want to show sellers that you’re serious and capable?  Then start with pre-approval, from several lenders.

Forget about “pre-qualification” – that’s just a quick ballpark figure the banks will offer without even checking your credit history.  “Pre-approval,” on the other hand, produces a Treasure Coast Florida Homes pre-approvalGood Faith Estimate, which spells out the terms of your loan, like interest rate, loan type (fixed rate, adjustable, etc.), and closing costs.

You’ll have to provide documentation (bank statements, pay stubs, W-2’s, etc.) and the lender will check your credit report, but this extra work will give you a much firmer idea of what you can afford, as well as give you a powerful tool for making an offer and negotiating your purchase.

If you’re serious about maximizing your investment on Florida’s Treasure Coast, don’t get just one letter of pre-approval.  Apply with several lenders, because little things like the interest rate can make a huge difference when it comes to such a large amount.  Don’t just accept the first offer.  Make the banks compete, and you could save thousands by comparing their terms.

Banks won’t guarantee the loan until you’ve made an offer and the appraisal and title work have been approved, but you can’t go wrong by doing your loan search before your home search.

For more information, visit our website or call us at (772) 888-2885.

Buying A Treasure Coast Florida Home – Get Serious and Do It Right !

Helping Your Children with the American Dream

11.28.09 by
Most areas of the country have been experiencing some very attractive conditions for the first-time buyer, and current tax laws make this a very attractive time for parents to help their children become homeowners. Prices and interest rates may never be lower than they are now, so strongly consider this potential investment in your children’s future.
As parents, you can provide a significant down payment, free of taxation. Individuals may gift up to $13,000 per year, so two parents making gifts to their child and their spouse can give a total of $52,000 in one year without paying a gift tax!
Above and beyond the outright gift, you may loan your family money, as long as you charge a minimum interest rate, which is currently very low. Then you can make your gifts each year, and your child’s family can use the gifts to pay the loan!
If neither of these options is attractive, you could purchase the home yourself and then set up a Qualified Personal Residence Trust (QPRT), with the home passing to the children at the end of an established term, tax-free. You will need to consult with your financial advisor and employ an attorney to handle this kind of transaction.
Begin by meeting with a real estate agent and explaining your situation. Contrary to what you may have been hearing, there is practically no better investment today than real estate.
the Gabe Sanders real estate team

Residential Homes, Condos and Land, Waterfront and Golf Course Communities in Martin and Saint Lucie Counties

Search the Martin County MLS

Time Is Money

09.26.09 by
Whether buying or selling a home, the Offer To Purchase is the starting point for making the sale go through. If the sellers do not accept the offer outright, they may make a counter-offer, which the buyers may likewise accept, reject or counter again.
In the interest of speed and success, it’s best to keep counter-offers to a minimum. If you are trying to sell with urgency (and who isn’t?), weigh the buyers’ offer against your need to move quickly. Perhaps the value of the concession is quite small against the profit you’ll see upon a sale.
If you are asking $200,000 and receive an offer of $196,000, that’s equivalent to just 2% less, which is like offering $.98 instead of $1. Similarly, buyers must also be realistic about the possible costs of “over negotiating” in today’s rapidly changing economic atmosphere.
If you balk at the sellers’ counter-offer now, and decide to walk away and begin your home search over again, you could be facing higher interest rates and/or rising home prices. Today, time literally is money, and the longer you postpone your purchase, the more it will likely cost you.
Before making (or accepting) an offer, discuss the offer and counter-offer process with your agent, so that you know what to expect and can be more prepared to see the deal to a successful close.
If you need information to help you solve a real estate puzzle, visit our website or call us at (772) 888-2885.
Residential Homes, Condos, and LandWaterfront and Golf Course Communities in Martin and Saint Lucie Counties

A Lesson For Sellers (From Buyers)

09.19.09 by
If you’ve found the right home, how can you be certain you aren’t paying too much? Once you make your choice, it’s quite likely you’ve also become well informed about property values. How is this so? Because before you made that choice, you probably looked at a variety of homes, possibly as many as six to twelve properties. That’s called “comparison shopping.”
As you visited each home, you made value judgments based on the size, features, and amenities offered, as well as the condition of the homes. Without realizing it, you compared prices, looking for the greatest value for your dollar. Nevertheless, another aspect of your purchase further protects you from purchasing an overpriced home. Called an “appraisal,” it’s a required step in the mortgage approval process. Your mortgage lender, who is putting up the majority share of the purchase price, also wants to be sure the home is not priced above the market.Thus, the lender asks a licensed appraiser to determine the home’s value for the record. If the appraised value does not at least meet the purchase price, the lender may not approve the loan or, at the very least, may ask for a higher down payment.

As the buyer, however, it’s easy to spot the overpriced homes. They are the ones that have been on the market for some time – but remain unsold.
Residential Homes, Condos and Land
Waterfront and Golf Course Communities
in Martin and Saint Lucie Counties

Take the Plunge

07.31.09 by
Are you looking for some good reasons to take the plunge into homeownership? Certainly, there are many, but here are a few to chew on before you call an agent and begin your search.

If you haven’t owned a home in the last three years, then you qualify as a “first time buyer,” and you are eligible for up to an $8,000 tax credit if you purchase a home before December 1, 2009. Combined with low-interest rates, now is an excellent time to seek financing and make your move. If you get a fixed-rate mortgage, your monthly payment will always remain the same, while rent and everything else keep going up.

The investment potential of buying a home is very attractive right now because values that were driven down by foreclosures will climb back upward. That means the value of the home you buy now will rise, and soon, resulting in instant equity!

And think about the return on that investment. If you put $10,000 into the stock market and earned 10%, your profit would be $1,000. Put that same $10,000 into a home purchase that appreciates 10%, and you’ve made $10,000.

Finally, there is simply the security of owning your own home and having absolute control over making it as comfortable as possible for your lifestyle. Need more reasons? Call an agent today!

Understanding real estate dilemmas and their solutions is our business, and we’ll happily share our knowledge with you. Why not visit our website GabeSanders.com or call us at (772) 888-2885.

How Much is Your Love Worth?

06.20.09 by
Okay, so you love that house. But just how much is your love worth? That’s the question that faces every home buyer during any economic season. Sometimes the answer is easy. In hot markets, the answer can be short and sweet: If you have to ask, you can’t afford it. Not too long ago, in the sizzling markets of California, if you even took the time to ask, the property was already gone.
Enter the cooler markets. Today, most markets have a good supply of houses and buyers can take a little time to look for the right house at the right price and make a reasonable offer. Still, how you set the bid for your dream house matters.

Real estate agents make it their business to know what houses sell in neighborhoods and for how much. That’s why asking a real estate agent for a neighborhood market assessment can be such a crucial step in setting your bid price.

Agents will compare the sellers asking price to other homes in the area. Typically in volatile markets, agents will look at selling prices for homes in an area during a two to four-month period. In stable markets, they might use a 12-month standard.
Added to actual sale prices, you can consult Websites such as Zillow or Trulia for a general idea of pricing. Zillow, which does not list houses in every market, gives estimated values for individual properties. Trulia gives estimated home values for neighborhoods. The problem is that no computerized estimate can tell you about the charm of a home ­- or how motivated a seller is.
You can also consider the home’s tax assessment. But this is very often nothing like the whole story since low assessments are rarely challenged.
Even knowing what the seller paid for a home doesn’t tell you much about current property values. It might, however, tell you something about how much equity and emotional attachment the seller has to a home.
Sometimes hiring an appraiser can give home buyers a little comfort since buyers can insist that the house appraises for the asking price.
Nonetheless, even in cool markets, an insultingly low bid on a great house will probably not get you into your dream home since, whether there is a buyer or not, a charming home is still valuable and is worth holding for the right buyer.
Best case: Do your research and trust your real estate expert’s analysis.
If you’re considering a purchase. we know and understand our local market. Visit our website GabeSanders.com or call us at (772) 888-2885.

Singles qualify for full $8,000 tax credit

05.16.09 by

It’s good news for people who are single, divorced or widowed: They get the same income tax credit when buying a home as married couples do.

The American Recovery and Reinvestment Act of 2009 authorizes a tax credit for up to $8,000 when you purchase a home before December 1 of 2009. Whether the buyer is an individual or a married couple, they qualify for the same amount.

One exception: If the buyer is married and buying a home as an individual, that person only gets a $4,000 tax deduction.

Couples qualify for the tax credit if they have an income of $150,000 or less. A single buyer has to have an income of $75,000 or less. (If their income is higher, they get only a percentage of the $8,000 tax credit.)

Other provisions of the Act: First, you have to be a first-time buyer. If you haven’t owned a home in three years, you qualify as a first-time buyer.

Second, the amount of your credit depends on the price you pay for the home. The credit is 10 percent of the price up to $80,000. If you buy a place for $50,000, for example, you would get a tax credit of $5,000.

If you buy a house for more than $80,000, you will get the $8,000 tax credit rather than 10 percent of the purchase price.

Get your tax refund right away when you buy

You don’t have to wait until you file your 2009 income tax return to get a tax credit and refund. You can file an amended 2008 return and claim the credit now. You will receive a check for $8,000 (or 10 percent of the home’s purchase price up to $80,000) minus any amount still owed on previous years’ taxes.

The Act can also help you save money to buy a home. If you are certain that you will buy before December 1, 2009, you can reduce or eliminate withholding taxes from your paycheck. Save that amount toward your down payment. File a new W-4 at work.

For more info, visit our website GabeSanders.com or call us at (772) 888-2885.

An Ounce of Prevention

04.25.09 by

If you’re planning to go bargain hunting, you are likely to come face to face with a special challenge: the long-vacant home. Many of these properties have been foreclosed, and now rest in the hands of the bank. The owners are long gone.

While the greatest percentage of these “distressed properties” are still in fair to good condition, how can you be sure of possible defects in the home when the previous owners are not available to disclose such facts?

Since the bank owners and their real estate agents may not know all the details about the previous owners, you would be well-served by ordering a “pre-inspection” if you find an attractive property at a low price. Hire an inspector for a preliminary look, and do not make an offer until you know more.

You can pay just a couple hundred dollars for a brief inspection, money well spent before you submit a bid. Having an idea of the home’s true condition can help you determine your offer, or help you make a decision to walk away from the deal, without any obligation.

If the utilities are cut off, ask your representative about getting them turned on during the inspection, which is critical to the inspection’s accuracy. Take a careful look at recent sales in the neighborhood, and make your offer armed with knowledge and confidence!

Understanding real estate dilemmas and their solutions are our business, and we’ll happily share our knowledge with you. Why not give us a call at (772) 323-6996 or visit us on the web at www.GabeSanders.com and www.TreasureCoastFLHomes.com. Our office is located at 1121 SE Ocean Blvd. in Stuart, Florida; please ask for Gabe Sanders.